Expert Credit
Repair Services
Professional legal analysis identifies violations in credit records. Proven methodology.
We examine your credit records for data protection law violations, improper consent handling, and GDPR compliance failures that can invalidate credit entries.
Our legal experts conduct thorough document reviews, verify procedural compliance, and identify technical errors in court processes and creditor documentation.
Professional legal assessment of your case strength, identification of challengeable entries, and strategic guidance for successful credit file restoration.
Are CCJs & Defaults Destroying Your Credit Score?
CCJs (County Court Judgments) can devastate your credit score by up to 250 points, making it nearly impossible to secure loans, mortgages, or even mobile phone contracts. These court orders remain on your credit file for 6 years, blocking access to financial products and affecting your ability to rent property or get approved for credit cards.
Defaults are equally damaging, typically reducing your credit score by 150-200 points and staying on your credit report for 6 years. They signal to lenders that you've failed to meet payment obligations, resulting in automatic rejections for mortgages, personal loans, car finance, and credit cards. Even when you do get approved, you'll face higher interest rates and unfavorable terms, costing you thousands in extra fees over time.
Credit Score Damage
CCJs can drop your score by 250+ points, defaults by 150-200 points
Loan Rejections
90% of mortgage and loan applications rejected with CCJs or defaults
6-Year Impact
Both CCJs and defaults stay on your credit report for 6 full years
Professional Credit Audits
Comprehensive legal analysis to identify violations and errors in your credit records
Data protection law analysis
Legal procedure error detection
Professional documentation for removal
All three credit agencies reviewed
Timeline and notice period verification
Data protection compliance analysis
CCJ Removal Service
Default Challenges
Including Court Fee
Get Results in 3 Simple Steps
Order Your Audit
Click the button above and securely pay £99. Upload your credit reports through our secure portal.
Legal Analysis
Our professional legal technology scans for GDPR breaches, legal errors, and procedural mistakes in your records.
Get Your Report
Receive a legal-grade report that you can use to challenge and remove entries from your credit file.
Don't Let CCJs & Defaults Control Your Life
73% of CCJs and defaults have legal errors. Our legal experts find them fast. No hidden fees. Start rebuilding your credit today.
✅ Fast Turnaround ✅ GDPR Compliant ✅ Legal-Grade Reports